Tuesday, September 28, 2010 | By: get cash now

Be Careful of Get Cash Now Businesses


Be Careful of Get Cash Now Businesses
If you are like me sometimes their just seem to be too much month at the end of the money and If you could just get a quick cash loan, you could breath again. If you could get cash now you could pay off that bill collector and move on. But how long will it be until you needed to do get another cash loan? Every street and corner of my city seems to be loaded with a "get cash now" office that hang signs throughout their office saying "paycheck advance" or "payday advance" and "cash quick loan". Are they really offering you a good deal?

For the most part they are taking advantage of your situation by charge you outrageous interest rates. If you have never been to a get cash now business, then this is what you can expect:

1. You show up with your pay stub and wait for a "specialist" to see you so they can get the extensive information and detail they need for verification, this part of the process makes you feel like you are getting a root canal .
2. They ask for everything under the sun and want to know every reason for you wanting a get cash now loan, like how many saving account do you have? What's your mothers maiden name? What is your savings account balance? How long have you lived at the past address? What are you getting this loan for? And on and on.
3. Then after they finish the application they say that it will need to be submitted to the main office for approval. This can take several days before you know if your approved. Sometimes, they will also charge you an application fee.
4. After they approve your loan, you will be required to go back and get you check then have it deposited into your checking account or get a money order, which will cost you additional money. Once its in your account, your bank usually will put a hold on it until it clears before you can actually use it. You need to be careful when depositing and using these types of loan checks because if it is not directly or immediately showing up on your account balance and you use that money, your account might go negative and you will be charge a penalty by the bank for insufficient funds.

If you would like to avoid the hassle of filling out a long application form and using your first born as collateral, applying online might be right for you.

http://legitcashloans.blogspot.com/

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